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Always check the interior and exterior of the building for cracks and signs of stress. Visible cracks can mean several things; The house may be over-placed, the house may have been built on an improperly graded site, or a site prone to landslides. Mosquitoes also allow small insects to enter the house. Ants and termites can't be an expensive problem in a home. There are several types of underlying defects and their causes vary. If there is evidence of foundation defects, have the foundation inspected by a professional.